Overview

One App Multiple Services

High earning potential with the opportunity to grow your business through a minimal one-time investment and no working capital.

As a fast-growing payments and utility service provider, Tharpay enables secure and seamless money transfers through a robust, highly secure, and user-friendly platform, trusted by over 500,000 agents.

OUR SERVICES
Banking & Digital Services

All our banking and digital services are completely secure. Through Tharpay, you can assist your customers with simple digital money transfers, bill payments, and a wide range of banking services.

AEPS Service – Aadhaar Enabled Payment System

Tharpay’s AEPS service allows customers to access basic banking services using only their Aadhaar number and biometric authentication. No ATM card or PIN is required.

AEPS Services Offered: - Cash Withdrawal - Balance Enquiry - Mini Statement - Aadhaar to Aadhaar Fund Transfer

Benefits of AEPS: - Cardless and hassle-free transactions - Ideal for rural and semi-urban areas - Instant cash availability - Highly secure biometric verification

mATM Service – Micro ATM Solution

Tharpay’s mATM service enables retailers to provide ATM-like banking services through a compact handheld device at their shop.

mATM Features : - Cash withdrawal using debit cards - Balance enquiry - Mini statement - Fast and secure transactions

Advantages: - Nearby banking convenience for customers - Additional income opportunity for retailers - Reduces dependency on physical ATMs

DMT Service – Domestic Money Transfer

With Tharpay’s DMT service, users can transfer money instantly to any bank account in India. This service is designed for speed, security, and affordability.

Key Features: - Instant fund transfer - Works with all major Indian banks - 24x7 availability - Low transaction charges

Ideal For: - Migrant workers sending money home - Businesses making quick payments - Individuals transferring funds securely

BBPS Service – Bharat Bill Payment System

Tharpay provides BBPS services that allow customers to pay all utility and service bills on a single trusted platform.

Supported: - Electricity - Water - Gas - Mobile Postpaid - DTH - Broadband and Landline

Benefits: - One-stop solution for all bill payments - Instant payment confirmation - Safe and RBI-authorized platform - Commission earnings for retailers

Recharge Services – Mobile & DTH Recharge

Tharpay offers instant prepaid mobile and DTH recharge services for all major telecom and TV operators in India.

Recharge Features: - All operators supported - Instant recharge confirmation - Secure digital payment system - Attractive margins for retailers

Banking-Services

Provide complete banking solutions to your customers at one place and earn commissions with Tharpay.

As a Tharpay Retailer, you can offer a wide range of banking services such as
Cash Withdrawal, Cash Deposit, Money Transfer, Aadhaar Pay, Mini Statement, Balance Enquiry, M-ATM, Prepaid Cards, Loans, and more—helping you earn up to ₹50,000.
Retailers can also manage their credit base and ledger easily through Tharpay. The platform is designed to turn every retail outlet into a mini bank.

Know Us
We Are Here To Make डिजिटल भारत

Kuch Bhi

Pay Karo

Tharpay Karo

In this era of nationwide digital transformation, Tharpay has emerged as a leading service provider for money transfers through the trusted Aadhaar Enabled Payment System (AEPS), along with a wide range of banking and utility services.

Our Vision

We aim to make digital banking services simple, convenient, and accessible in every village and rural area across India.

Merchant Outlet
District
Franchise
Super Distributor
Distributor

BBPS and other service

Insurance Services

Insure your customers vehicles, devices, health & life and make money through insurance cover with Tharpay

Tharpay’s AEPS service allows customers to access basic banking services using only their Aadhaar number and biometric authentication. No ATM card or PIN is required.

AEPS Services Offered: - Cash Withdrawal - Balance Enquiry - Mini Statement - Aadhaar to Aadhaar Fund Transfer

Benefits of AEPS: - Cardless and hassle-free transactions - Ideal for rural and semi-urban areas - Instant cash availability - Highly secure biometric verification

mATM Service – Micro ATM Solution

Tharpay’s mATM service enables retailers to provide ATM-like banking services through a compact handheld device at their shop.

mATM Features : - Cash withdrawal using debit cards - Balance enquiry - Mini statement - Fast and secure transactions

Advantages: - Nearby banking convenience for customers - Additional income opportunity for retailers - Reduces dependency on physical ATMs

DMT Service – Domestic Money Transfer

With Tharpay’s DMT service, users can transfer money instantly to any bank account in India. This service is designed for speed, security, and affordability.

Key Features: - Instant fund transfer - Works with all major Indian banks - 24x7 availability - Low transaction charges

Ideal For: - Migrant workers sending money home - Businesses making quick payments - Individuals transferring funds securely

BBPS Service – Bharat Bill Payment System

Tharpay provides BBPS services that allow customers to pay all utility and service bills on a single trusted platform.

Supported: - Electricity - Water - Gas - Mobile Postpaid - DTH - Broadband and Landline

Benefits: - One-stop solution for all bill payments - Instant payment confirmation - Safe and RBI-authorized platform - Commission earnings for retailers

Recharge Services – Mobile & DTH Recharge

Tharpay offers instant prepaid mobile and DTH recharge services for all major telecom and TV operators in India.

Recharge Features: - All operators supported - Instant recharge confirmation - Secure digital payment system - Attractive margins for retailers

Why Join Us?

Benefits of Joining Tharpay

img Minimum Investment

Access all our services with a low initial investment on a safe and reliable platform.

img Wide Range of Products
& Services

Choose from 60+ services that help you serve your customers efficiently and grow your business.

img Earn Commission on
Every Transaction

Tharpay offers attractive commissions to its agents on every successful service transaction.

img Trust, Prestige & Customer
Loyalty

Join a trusted network of over 5 lakh agents who rely on Tharpay for long-term growth and customer confidence.

Contact Us

Drop your details, we’ll get back to you.

Full Name
Email
Phone
Message

Helpdesk

Location -
Registered Office Address:
Thar Business Solutions Pvt. Ltd. (TharPay)
Medical Road, Subhash Nagar, Dhorimana,
Barmer, Rajasthan – 344704, India

Website: www.tharpay.com


mail -

Email:

For inquiry: info@tharpay.com

For support: support@tharpay.com

Customer Helpline: +91 7976683350